KRAUS , K.M. INSTITUTIONAL CHANGES IN THE SOCIO-ECONOMIC LIFE OF SOCIETY ON THE BASIS OF DIGITAL INCLUSION AND SECURITY. The actual problems of regional economy development, [S. l.], v. 2, n. 21, p. 236–249, 2025. DOI: 10.15330/apred.2.21.236-249. Disponível em: https://journals.pnu.edu.ua/index.php/aprde/article/view/9320. Acesso em: 3 feb. 2026.