Mayorova, T., Tymoshenko, I., Ohorodnyk, V., & Harding, L. (2026). Systematization of Household Financial Behavior Based on Hierarchical-Faceted Synthesis. Journal of Vasyl Stefanyk Precarpathian National University, 13(2), 62–81. https://doi.org/10.15330/jpnu.13.2.62-81