THE IMPACT OF DIGITAL TECHNOLOGIES ON THE TRANSPARENCY AND EFFICIENCY OF INVESTMENT PROCESSES
DOI:
https://doi.org/10.15330/apred.2.21.387-397Keywords:
digital technologies, transparency, efficiency, investment processes, blockchain, big dada, artificial intelligence in investments, decision-making automationAbstract
The article presents an in-depth study of the transformational impact of digital technologies on the transparency and efficiency of investment activity under modern economic conditions. The authors examine key digital tools – blockchain, big data, artificial intelligence (AI), cloud computing, and the Internet of Things (IoT) – as crucial drivers in shaping a new architecture of the investment ecosystem. It is substantiated that digitalization helps overcome information asymmetry, reduce transaction costs, enhance analytical accuracy, and improve access to information for all market participants, thereby strengthening trust in investment processes.
The study highlights fundamental contradictions between transparency and efficiency that arise from the implementation of digital technologies, particularly due to the limited interpretability of machine learning algorithms (the "black box" effect). The article proposes strategies to balance these two dimensions as a prerequisite for building a resilient financial model.
The step-by-step integration of digital solutions into the full investment process cycle—from strategic planning to performance evaluation—is explored. Special attention is paid to the challenges of digital transformation in Ukraine, including technical and human resource limitations, the absence of a comprehensive digital strategy, regulatory uncertainty, and the fragmented implementation of digital innovations.
The authors outline strategic directions for improving public investment policy, such as establishing a unified digital infrastructure for investment, introducing smart contracts and AI-driven analytics, enhancing digital literacy among key stakeholders, and developing a robust legal framework in the field of digital finance. It is emphasized that only a systemic, coordinated approach to digitalization can ensure openness, trust, and sustainable economic growth in the investment sector
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